Companion Travel Insurance is designed to provide security and piece of mind for you
when travelling overseas. We will be there if you suffer an illness or have an accident or even if
you just lose a credit card. We are a true travelling companion.

Medical and Hospital costs overseas are extremely high, for instance do you know:

That the cost of a operating room in the USA can exceed 50,000 Baht per hour (surgeons and
anaesthetists charges are additional to this), many other European countries plus Japan are
similarly expensive.

Or that a room in an intensive care ward in other parts of the world can cost 72,000 Baht per day.
That an emergency medial evacuation back to Thailand can cost between 540,000 Baht. That
combined medical and hospital expenses overseas have exceeded 300,000 Baht per day.

Some countries do not have adequate medical facilities and it may be necessary for a traveller to
be medically evacuated to another country or return home to receive life-saving medical
treatment.

In many countries when you need help, the people qualified to assist you may not speak English
and an interpreter will be required.

No matter how young and healthy you are, an accident or illness can happen as any time.

If you are away from home it is reassuring to know that you have a knowledgeable companion
when you need one.

Companion Travel Insurance  provides up to 6 weeks cover for non-Thai citizens who are
resident in Thailand when returning to their home country.

24 Hour Emergency assistance
If during the period of your insurance, you require emergency travel, legal or medical assistance
all you have to do is telephone Companion Emergency Assistance, 24 hours a day.

By telephoning Companion from anywhere in the world you access a global network of professional
advisers. If necessary they will make arrangements for emergency medical and hospital treatment,
evacuation to medical facilities and repatriation to your place of residence.

The availability of this emergency assistance means that you will always be secure in the
knowledge that if something goes wrong, a dedicated team of professionals is standing by to assist
you.

Areas of assistance include:
Medical Referral
If you need medical assistance Companion will refer you to the nearest, appropriate medical
facilities.

Emergency Medical and Hospital Treatment
In the case of an emergency, Companion will organize the necessary hospital and medical
treatment for you.

Return of Mortal Remains
Companion will organize the repatriation of the deceased beneficiary to Thailand in the case of his
or her death, or burial overseas if requested.

Evacuation to Medical facilities
If necessary, Companion will evacuate you to appropriate medical facilities for treatment.

Travel
If you run into difficulties Companion can organize the retrieval and/or redirection of your
baggage. We can help in obtaining replacement credit cards, travel documents and with arranging
translation services.

Just like a travelling companion
All of this means that if something goes wrong while you are overseas you can get assistance, you
will not be on your own. The Companion Card issued with your receipt has the necessary phone
numbers for your easy reference.

One reverse-charge phone call activates our worldwide network 24 hours a day:
Your Contact Telephone Numbers for Emergency Assistance Are:

In Asia and Australia:
Companion Assistance Singapore 65 737 5333

In Europe and Africa:
Companion Assistance London 44 372 366663

In the USA, Canada and South America:
Companion Assistance Chicago 1 312 4541041

For optimum service we recommend that you telephone the number closest to your current
location. If you prefer you can call Companion Assistance Bangkok 24 hours a day:

Companion Assistance Bangkok: 66 2 2554424

How to Apply
- Select the Cover that is most suitable.
- Complete the Application Form provided
- Return the Application Form with your premium to your travel agent or insurance agent.
- You will then receive your copy of the policy document and your Companion Assistance Card.
- Keep the card with you at all times when travelling so that you can easily contact Companion if
you need to.

How to Claim
If you incur an expense that is claimable under the policy, in most cases you must pay the expense
and make a claim when you return to Thailand. For claims that involve inpatient hospitalization in
which case you must be in touch with the Emergency Assistance Hotline we will make an
arrangement to pay the hospital direct. The Insured must contact the Emergency Assistance Hotline
if the claim will be in excess of 30,000 Baht.

Important

Before Submitting any claim you should obtain refunds from any other source such as the transport
provider. Details of any refunds should be attached to your claim. Obtain all original receipts,
medical certificates, police reports, airline reports on delay or luggage, and any other
documentation required to support your claim.

Claim forms are available from Companion Travel Insurance on 267 5780-2 Please not that some
claims under some sections of this policy incur an excess, please check the policy details.

Claims should be sent to:
Health Benefit Consultants Co. Ltd.
Suite 1706, 17th Floor Sathorn Thani II
92 South Sathorn Rd., Bangrak, Bangkok 10500
Phone: 2675780-2 Fax: 2675783